最新骗案警示
投递文件式贷款骗案
2021-01-19
手法
最近,有受害人收到假冒银行贷款部职员来电,声称可为受害人安排低息贷款。为了提高骗局的可信性,骗徒冒用真实的银行职员身份,指示受害人将贷款申请文件放入写上该银行职员名字的公文袋,然后到银行分行递交。其后,骗徒相约受害人前往假律师楼或其他公众地方见面,诱骗受害人交出款项作贷款的保证金,或误导受害人向其他财务中介公司借贷,再将所借款项存入指定户口,随之失去联络。其后受害人向该真实银行职员查询,方知该职员从未为其办理贷款申请。
建议
- 市民可以浏览香港银行公会的 网页 ,核实银行来电的真伪;
- 银行职员绝不会转介顾客到律师楼办理借贷手续,或到其他贷款中介公司借贷或签署文件;
- 银行职员不会要求顾客到非银行分行的地方办理借贷手续或签署合约;
- 签署任何合约或文件前必须先清楚了解其内容及细节;
- 如有怀疑,请即致电「防骗易」咨询热线18222。
- Members of the public could authenticate calls purportedly from banks on the website of the Hong Kong Association of Banks at Hong Kong Association of Banks ;
- Bank staff would never refer customers to law firms to complete loan applications, or to other loan intermediaries to apply for loans or sign any documents;
- Bank staff would not ask customers to complete loan applications or sign contracts at places other than bank branches;
- Before signing any contract or documents, make sure you fully understand the contents and details;
- If in doubt, please call the Anti-Scam Helpline 18222.